Emily C. Sanders
Emily C. Sanders, CPA®, is a Managing Director of the United Capital Atlanta office. In 2009 she was named one of the “Top 50 Women in Wealth Management” in the U.S. by Wealth Manager magazine. She graduated Magna Cum Laude from the University of Pennsylvania with a BA degree in International Economics and from New York University with an MBA in Accounting. She is a Certified Public Accountant (CPA®) and a Certified Cash Manager (CCM®), as well as NASD Series 2 and 65 licensed.
Prior to founding the United Capital Atlanta office, formerly Sanders Financial Management, Inc., Ms. Sanders served as Assistant Treasurer at BellSouth Corporation for nine years where she and her staff of fourteen managed $1 billion in corporate and pension fixed income investments, as well as the International Finance group handling foreign exchange, mergers and acquisitions and global banking. She has visited 40 countries and was an internal auditor in South Africa.
From 1977 to 1985, Ms. Sanders was employed in various financial management and budget capacities by The Coca-Cola Company in Atlanta and Charter Publishing Company in New York City, and was a financial consultant to The Home Depot in 1995. Originally from Long Island, New York, Ms. Sanders is steeped in a healthcare background as the daughter of a physician and a hospital administrator. Her interest in elder care issues led to the attainment of the Registered Financial Gerontologist (RFG) designation. Ms. Sanders is an international speaker and has been quoted in numerous publications including The Wall Street Journal, Atlanta Journal-Constitution, Atlanta Business Chronicle, Entrepreneur Magazine, Financial Planning, CNN and more. Additionally, Ms. Sanders has appeared on Bloomberg TV, CNBC Worldwide Exchange and Closing Bell, and as a Guest Host on CNBC Europe TV.
Ms. Sanders is a member of the AICPA, and serves on the Georgia Society of CPA's Leadership Council where she received their Distinguished Committee Chair award for leadership of the Committee on Financial Literacy. She also serves on the Endowment Board of the Jewish Federation of Greater Atlanta, and co-chairs United Capital's Women's Initiative.
A resident of Atlanta for 32 years, Ms. Sanders and her husband Jon Margolis live in Brookhaven and have three adult children (two daughters and a son) and a granddaughter. She is a 1994 graduate of the Leadership Atlanta program. In her spare time she enjoys international travel, reading biographies, visiting art museums, and being involved with The Atlanta International School, previously as Treasurer of the Parent Organization.
Owen H. Malcolm
Owen H. Malcolm, CFP®, is a Managing Director of the Atlanta office. A native of Ocala, Florida, Mr. Malcolm graduated Magna Cum Laude from Berry College with a BS degree in Finance and from Kennesaw State University with an MBA in Entrepreneurship. Prior to joining the Atlanta office, he was a Financial Analyst for IBM Global Financing, then a Financial Advisor for Edward Jones Investments, starting his own branch office in Marietta, Georgia. He is a Certified Financial Planner and NASD Series 65 licensed.
Mr. Malcolm is a graduate of the 2007 class of Leadership Gwinnett, as well as the inaugural class of L.E.A.D. Atlanta, a leadership development program for emerging young professionals sponsored by Leadership Atlanta. He is an active member of the National Association of Personal Financial Advisors (NAPFA), and is also a member of the Berry College Planned Giving Council. Mr. Malcolm serves on the Board of Good Samaritan Health Center of Gwinnett, a non-profit providing affordable, high-quality health services to the uninsured and working poor of Gwinnett and surrounding counties. He was also honored in 2005 by the Atlanta Business Chronicle as one of the Top 40 Under 40 "Up and Comers."
He has been a valued resource for national and local media (TV, radio and print) and has appeared in numerous publications including The Wall Street Journal, US News & World Report, CNBC, CNN Radio, Smart Money Magazine, Financial Planning, Investment Advisor, Financial Advisor, Investment News, Dow Jones Newswires, Atlanta Business Chronicle, Atlanta Journal-Constitution, 11 Alive Atlanta, and Fox 5 Atlanta. Mr. Malcolm was featured in Investment Advisor's 2005 “New Faces of Planning” cover story, and writes regular financial planning columns for local publications.
Mr. Malcolm has been interested in the financial markets since age 12, when he visited a financial planner with his parents and was intrigued by the planner's knowledge and dedication to helping clients. He is a devoted family man who enjoys spending time with his wife, Tina, and their four children at their home in Johns Creek. An avid photographer, he participates in sports and is an active member of the Old Peachtree Presbyterian Church, where he serves as an Elder and chairs the Capital Campaign Committee.
Director of Operations
Patty Clemmons, CFA®, CPA®, serves as the Director of Operations for the Atlanta office. Ms. Clemmons graduated with High Honors from the University of Florida with a BS degree in Accounting. She is a member of the CFA® Institute and the AICPA. Ms. Clemmons has also completed Florida State University’s Certificate of Personal Financial Planning program and is NASD Series 65 licensed.
Prior to joining the Atlanta office, Ms. Clemmons held various positions in Treasury and Corporate Finance at BellSouth Corporation, including Investment Manager for both corporate and short-term pension cash. Ms. Clemmons’ 22 year career at BellSouth was preceded by three years in public accounting.
Ms. Clemmons lives in Lawrenceville with her husband, Eric. Her daughter, Kristen, swims for the University of Toledo. In her spare time she enjoys playing tennis and reading.
Melissa Hallmark serves as a Wealth Adviser for the Atlanta office. She graduated from the University of Georgia with a BBA degree in Finance, and received her MBA in Personal Financial Planning from Georgia State University. Ms. Hallmark is a Certified Financial Planner® and NASD Series 65 licensed.
Ms. Hallmark is a member of the Terry College of Business Alumni Association and the Georgia State University Personal Financial Planning Alumni Club as well as the Atlanta Track Club.
Before realizing her desire to become a financial planner, Ms. Hallmark worked in International Logistics, serving as President and Vice President of the Atlanta Maritime Association. When she isn't working, Melissa enjoys traveling, running, spending time with her friends and family, reading and scuba diving.
Stephen Tuckwood, CFA®, serves as a Wealth Adviser for the Atlanta office. He graduated Magna Cum Laude from Mercer University in May 2005 with a BBA degree in Finance and Economics. He then went on to graduate from Georgia State University in December 2006 with a Master of Science degree in Finance.
After successfully passing all three of the examination components and completing the four years of required work experience, Stephen is now a Chartered Financial Analyst (CFA®). He is a member of the CFA® Institute and the CFA® Society of Atlanta. Mr. Tuckwood is also NASD Series 65 licensed. He is currently enrolled in the Certified Financial Planner (CFP) course at the Leadership Certificate Program within the UGA Terry College of Business. He is an active member of Rotary International and the Peachtree Corners Rotary Club.
Mr. Tuckwood is a native of England and came to Mercer University on a Division I soccer scholarship, where he served as captain his senior year. He is a proud member of the Phi Kappa Phi University Honor Society and Mercer University Soccer Alumni. Prior to joining Sanders Financial Management, Stephen was a Project Analyst for a real estate research consulting firm in Atlanta.
When not at work, Stephen enjoys playing within the Atlanta Amateur Soccer League, playing golf, and traveling home to see his family and friends.
Shawn Sanders serves as one of the Atlanta office's Relationship Managers. Mr. Sanders graduated from The George Washington University Honors Program with a BA in Economics in the Spring of 2006, where he studied abroad in both Spain and China. Mr. Sanders is NASD Series 65 licensed.
Prior to joining United Capital of Atlanta, Shawn worked as a Legislative Correspondent in Washington D.C. for Representative James Marshall (GA-08). He has held several research positions for companies including global law firm Baker & McKenzie and Pentagon sub-contractor The Rendon Group. As the son of the firm's Managing Director, Emily Sanders, Shawn has worked with United Capital of Atlanta's predecessor firm, Sanders Financial Management, in a number of capacities since its founding in 1994.
Shawn currently lives in Midtown. He enjoys rollerblading, motorcycling, electronic dance music, reading and volunteering for political campaigns. He is also a contributor to an internet music channel.
Abigail Soren serves as one of the Atlanta office's Relationship Managers. She graduated Cum Laude from the University of Georgia at the top of her class with a Bachelor's degree in Financial Planning and is a member of the Financial Planning Association. She also received the "Motivator of the Year" award while at the University of Georgia.
In her spare time, Abigail volunteers with Operation HOPE, a non-profit that provides financial counseling to those in financial crisis. She also enjoys writing and spending time with her friends.